With the high costs of health care in the United States, everyone should have health insurance. Most Universities and colleges require foreign students to have coverage and offer insurance through the Student Health Center on campus. The rates are quite reasonable and all students should take advantage of it.
If you drive a car in the United States most states require you to have insurance. Don't drive in the United States without insurance. People are often sued for hundreds of thousands of U.S. dollars after being involved in car accidents. If you drive a five year old car or newer, you should carry coverage both for your car and liability insurance. If you drive a six year old or older car, it would be better to save your money and fix or repair your car yourself. You only need collision insurance--but you do need insurance.
More on What Auto Insurance Means
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